We manage all charity investment portfolios on an individual basis.

We start by understanding your charity’s investment requirements. The relationship you share with Rathbones is on your terms – your portfolio is built on the unique objectives and requirements of your charity; we seek to act with a full understanding of your aspirations and your circumstances; communications are delivered when and how you want them.

The outline of asset allocation will consider:

• Your income and growth needs
• Time horizons
• Your attitude to risk and higher-risk assets
• Your social and ethical preferences
• An agreed benchmark.

We look after the day-to-day management of each portfolio on a discretionary basis. We do not have relationship managers. Instead, you enjoy direct, personal access to the specialist charity investment managers who are managing your charity’s portfolio.

We take responsibility for the decision to buy and sell individual investments. This contrasts with the common use of collective investment funds – an approach taken by some investment managers, particularly with smaller charities, where discretion is effectively passed on to a third party investment manager who is less familiar with the charity’s overall objectives and preferences.

Due to increasing pressure for charities to deliver their stated aims, the income that your investments generate can be crucial. Our investment managers can help you find a balance between preserving your charity’s capital, generating enough income to grow and being prepared to mitigate unforeseen circumstances.

Your investment portfolio will need to adapt to the changing circumstances of your charity and of the external economic environment.  In finding the most appropriate solutions for your charity, your investment manager can access global investment opportunities and apply a flexible approach to managing your portfolio to suit your specific needs. Once an investment strategy is agreed we will set about developing a suitable asset allocation that may include:

• direct equities
• fixed income
• alternative investments, such as hedge funds
• property and commodities

Our investment managers draw on an award-winning investment process, informed by a long heritage of expertise. This guides our investment managers in their decisions while still giving them discretion over your portfolio.