ISAs

If you have fulfilled your ISA allowance each year you might find you have accumulated a significant sum of money.

You may also find that that money is spread over funds and other investments that, while attractive when purchased, may now have lost appeal and are unlikely to be managed to a coherent investment strategy. Holding a diverse range of investments across your ISA portfolio might also create unnecessary time and cost which we can help you avoid.

By pulling all your holdings together into a Rathbones ISA, your investment manager can manage those funds inline with a single strategy, ensuring you are making the best use of your annual ISA allowance. We will also look at your ISA in the context of your overall investment approach to make sure it is being managed to meet your individual, long-term requirements.

Junior ISAs

The Rathbones Junior ISA offers a simple, tax-free way to save for your child’s or grandchild’s future, providing that you have parental responsibility for an eligible child.

The Junior ISA is available to clients that already have a main portfolio with Rathbones.

In order to meet the criteria for this service, children must be under 18 years of age, resident in the UK and must not hold a Child Trust Fund. Managed as a discretionary service, Rathbones will be offering a Stocks and Shares Junior ISA, with a subscription limit of £3,600.

For more information on how you can benefit from the tax-free savings offered by the Rathbones Junior ISA, please contact your investment manager.