Multi-asset investments head David Coombs (reluctantly) joins the gluten-free crowd, leading him to take a longer look at food-testing labs and sugary food producers.
A North Korean missile, potentially capable of carrying a nuclear payload, soared over Japan in late August and sunk into the Sea of Japan. In response, 10-year Japanese government bond (JGBs) yields sunk too, from 0.009% to -0.009%.
Like many commuters, my partner and I have a “station” car. In our case it’s my partner’s beloved 10-year-old red Mini Cooper. Tracey, my partner, loves it – I hate it.
It’s heavy on the steering, the air-con doesn’t work and it’s continuously tuned to Vanessa Feltz in the morning. Warning lights flash off and on with a regularity bordering on disturbing. Lately, we have been umming and ahhing about replacing it for a new station car.
Despite my hatred for this abomination of an automobile, I am reluctant to replace it just yet. Why?
Have you tried to buy a house recently? If you have, you may have noticed that despite the invention of the internet, AI and robots, today’s purchase process is not that different (and certainly no quicker) than during the reign of Queen Victoria. The paperwork remains... er… paper, and legal searches still cost a bomb despite the fact there’s no-one sitting in a dusty vault reviewing deeds anymore!
Like a parade of music’s greatest hits, the past year in markets has been crammed full of noise.
Like it or not, the influence of technology on our lives is growing fast – global connectedness and endless information are at our fingertips 24-7, and technology’s advance seems unstoppable. In the case of our financial wellbeing, do we ignore it at our peril?
Welcome to the brave new world of personalised medicine. Potential for huge advances in healthcare could not only disrupt the whole industry. This has wide-ranging investment implications, but it could also bring greater complexity in financial planning as life spans increase and, with them, the need for good professional advice.
Currencies bounced around last month as investors debated the strength of the UK’s Brexit negotiating position, whether the Federal Reserve (Fed) will slow its rate hikes, and if the European Central Bank will soon cut the number of bonds it buys each month as part of its quantitative easing programme.
It’s possible to buy a nice new house, but actually live in the Dark Ages. Not me though.
Important legal information
This area of the site is for professional advisers
Please read this page before proceeding, it explains certain legal and regulatory restrictions applicable to the distribution of this information. It is your responsibility to inform yourselves of and to observe all applicable laws and regulations of the relevant jurisdiction.
This section of the website is directed only at investment advisers and other financial intermediaries who are authorised and regulated by the Financial Conduct Authority (FCA).
The information provided in this site is directed at UK investment advisers only and must not be circulated to private clients or to the general public. It does not constitute an offer to sell, or solicit an offer to purchase any investments by anyone in any jurisdiction in which such offer or solicitation is not authorised or in which a member of the Rathbone Group is not authorised to do so.
I confirm that I am an investment intermediary authorised and regulated by the Financial Conduct Authority. I have read and understood the legal information and risk warnings below:
Important Information (Terms and Conditions)
The information contained on this site is believed to be accurate at the date of publication but no warranty of accuracy is given and the information is subject to change without notice. Any opinions or estimates included herein constitute a judgement as of the date of publication and are subject to change without notice. Furthermore, no responsibility is accepted for the accuracy of any information contained within sites provided by third parties that may have links to or from our pages.
Rathbone Investment Management Limited ("RIM") is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered Office: Port of Liverpool Building, Pier Head, Liverpool L3 1NW. Registered in England No 01448919.
In accordance with regulations, all electronic communications and telephone calls between Rathbones and its clients are recorded and stored for a minimum period of six months.
The information provided in this site is directed at UK investors only. It does not constitute an offer to sell, or solicit an offer to purchase any investments by anyone in any jurisdiction in which such offer or solicitation is not authorised or in which a member of the Rathbone Group is not authorised to do so.
In particular, the information herein is not for distribution and does not constitute an offer to sell or the solicitation of any offer to buy any securities in France and the United States of America to or for the benefit of United States persons (being resident in the United States of America or partnerships or corporations organised under the laws of the United States of America or any state, territory or possession thereof).
In order to comply with money laundering and other regulations, additional documentation for identification purposes may be required.
Rathbones shall have no liability for any data transmission errors such as data loss, damage or alteration of any kind including, but not limited to, any direct, indirect or consequential damage arising out of the use of services provided or referred to in this website.
Past performance should not be seen as an indication of future performance.
The value of investments and the income from them can fall as well as rise and you may not get back the amount originally invested, particularly if your client does not continue with the investment over the longer term.
Changes in the rate of exchange between currencies may cause the value of an investment to go up or down.
Interest rate fluctuations are likely to affect the capital value of investments within bond funds. When long term interest rates rise the capital value of units is likely to fall and vice versa. The effect will be more apparent on funds that invest significantly in long dated securities. The value of capital and income will fluctuate as interest rates and credit ratings of the issuing companies change.
Tax levels and reliefs are those currently applicable and may change and the value of any tax advantage will depend on individual circumstances.
Investing in emerging markets or small companies may be potentially volatile, as these investments are high risk.
The design, text and images are owned, except as expressly stated by members of the Rathbone Group. They may not be copied, transmitted, displayed, performed, distributed, licensed, altered, framed, stored or otherwise used in whole or in part or in any manner without the written consent of Rathbones except to the extent permitted and under the procedures specified in the copyright Designs and Patents Act 1988, as amended and then only with notices of Rathbones' rights.