Rathbone Greenbank Multi-Asset Portfolios

Our multi-asset funds are designed to be complete portfolios for sustainably minded investors across most time horizons and tolerances of risk.  

Sustainable investing means different things to different people. For us, sustainable investing is about creating lasting wealth for investors, society and the environment. We invest only in companies that operate sustainably and are committed to helping achieve the United Nations’ Sustainable Development Goals (SDGs). As shareholders we work with companies to encourage best practice and highlight any concerns we have. 

It’s also vital that sustainable fund managers are completely transparent about their aims and their process, so investors know exactly what they are getting. You can read our sustainability framework in depth for more information. 

We are clear about why we own each asset, what it contributes toward making the world and society better and how we think it will deliver profits for investors. Greenbank, an ethical, sustainable and impact research division of Rathbones which can’t be influenced by our fund managers, assesses all our investments against these positive and negative social and environmental criteria. It has a veto over the eligibility of each investment we make to give you the assurance that doing the right thing isn’t side-lined or green-washed in pursuit of financial gain. You can see our latest case studies document here. 

We target specific returns above either inflation or the Bank of England’s benchmark interest rate over three to five years. We do this because it aligns with the real goals of most clients. We aim to do this while controlling volatility relative to global stock markets. 

We take a different approach to building portfolios. Unlike many other fund managers, we don’t diversify our portfolios in terms of whether they are stocks, property, government or corporate bonds, or by where investments are headquartered. Instead, we categorise our holdings according to our LED framework:  

• Liquidity – assets like government bonds that can be sold easily and carry low credit risk, but may be sensitive to changes in interest rates and currencies
• Equity-type risk – stocks and all assets that tend to rise and fall with stock markets during times of stress, this includes much of the corporate bond market
• Diversifiers – assets that behave differently to stock markets during stressed periods 

We do this because we believe it’s the best way to ensure portfolio diversification works when you need it most – during a stock market slump. By holding progressively more Equity-type risk, our portfolios can offer greater returns along with greater risk, or volatility.

Click here for the latest assessment of our performance.