Wealth Management

Wealth management shouldn't feel complicated. Whether you're growing what you have, planning for retirement, or thinking about the generations that follow, the right financial advice makes all the difference. This integrated service brings together financial planning and investment management to build a single wealth strategy that's tailored to your life.

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Understanding your options

Financial planning

Financial planning takes a holistic view of your wealth, because no part of your financial life exists in isolation. Working closely with our financial planners, we bring together retirement planning, tax planning, and cashflow modelling into one joined-up strategy that adapts as your life and the markets evolve.

Whether you're thinking about when you can retire, how to make your money last, or how to pass more on to the people you care about, our advisers will help you build a plan that's right for you - covering everything from pension consolidation and tax-efficient drawdown to ISAs, inheritance tax, and estate planning.

Learn more about how we can support you with your retirement plan

Learn more about how we can support you with your tax efficiency

Learn more about how we can support you in passing on your wealth

Investment management

Your money should work as hard as you do. Rathbones offers investment management tailored to your goals, values, and appetite for risk, whether that's a ready-made, globally diversified portfolio or a fully bespoke strategy built around your individual needs.

Our dedicated investment managers actively monitor and adjust your portfolio, so you don't have to. The result? Greater peace of mind, and a clearer path to long-term financial success.

Learn more about how we can support you with your investments

How it works

Becoming a Rathbones client is straightforward, and our dedicated team are here to help from start to finish.

Complete the form

Fill out the form below, which takes less than 2 minutes

Get the call

Speak to a member of our new clients team so we can get to know you and connect you with the right expert

Meet our adviser

Meet with one of our specialists at your local Rathbones office or virtually; it's up to you!

And relax

Breathe a sigh of relief knowing your finances are in the hands of a trusted partner who understands your goals

Let's talk

Frequently asked questions

What is wealth management, and how is it different from just having a financial adviser?

A financial adviser will work with you on a plan that looks at all aspects of your finances - from retirement and tax efficiency to inheritance and protecting your wealth against the unexpected.

Wealth management combines this with investment management expertise. It's a comprehensive, personalised service for those who need support with both financial planning and creating and managing an investment portfolio, bringing everything together into one joined-up strategy that evolves with you over time.

How do financial planning and investment management work together at Rathbones?

At Rathbones, your financial planner and investment manager work as one team. Your financial planner helps you understand where you are, where you want to be, and what it will take to get there. Your investment manager then builds and actively manages a portfolio designed to support that plan. The two work in close collaboration, so your investments always reflect your broader goals, and your plan stays on track as your life and the markets change.

Is wealth management only for the very wealthy?

While wealth management is often associated with significant assets, the value of having a joined-up financial strategy applies at many different stages of life. Whether you're building wealth, approaching retirement, or navigating a major financial change, having expert guidance can make a real difference. At Rathbones, we work with clients across a range of circumstances, what matters most is that you're ready to take your financial future seriously.

For a combined wealth management service, we recommend you have £500,000 of investable assets. That includes any pensions, investment accounts, and cash.

Learn more about who can be a wealth management client

At what point in my life should I start thinking about wealth management?

There's no single right moment, but the earlier you start, the more options you have. Many people begin thinking about wealth management when they experience a significant life event: a career change, an inheritance, approaching retirement, or simply realising their finances have become more complex. The sooner you have a clear strategy in place, the more time your money has to work for you. If you're wondering whether now is the right time, it probably is.

Can Rathbones help with all three - retirement, tax, and investments - under one roof?

Yes, and that's precisely where we add the most value. Managing retirement, tax, and investments separately, with different advisers who don't talk to each other, often leads to gaps and missed opportunities. At Rathbones, everything is joined up. Your financial planner and investment manager work together, ensuring your retirement strategy, tax position, and investment portfolio all support the same long-term goals. One team, one plan, working for you.

Make an enquiry

See how wealth management could benefit you

A typical Rathbones client has over £300,000 to invest or plan their financial future, including pensions but excluding property. Book a conversation with our team to discuss your needs and start planning with confidence today.

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If you are an existing client, please contact your investment manager directly to address your query or visit ⁠our people page.

If you need immediate assistance, please don't hesitate to call our Helpdesk at 0800 151 3355. We're available Monday to Friday, from 8am to 6pm (excluding bank holidays), and we're here to help with any questions or issues you may have.

If you're interested in registering for MyRathbones, please reach out to your investment manager directly. For more information on MyRathbones, you can visit our website here.

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Award winning wealth management services

We offer financial planning and investment advice to help you make confident decisions with your money.

We take a personalised approach – and it’s one our clients value, which has earned us an Excellent rating on Trustpilot and being named Wealth Manager of the Year 2026 by City AM.

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Wealth Management

Understanding your options

Financial planning

Investment management

How it works

Complete the form

Get the call

Meet our adviser

And relax

Frequently asked questions

See how wealth management could benefit you

Have a preferred date and time?

Award winning wealth management services

Related content

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Tax planning: Making each pound work harder

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