About our Model Portfolio Service on Platforms
Our Model Portfolio Service (MPS) investment proposition gives advisers a competitive, client-ready adviser investment solution. Available across leading investment platforms and compatible with major risk profilers, it offers a simple, scalable way to deliver discretionary investment management to your clients.
With no discretionary fund manager (DFM) fee, no VAT and an all-in capped Ongoing Charges Figure (OCF) of 0.50%, you can give clients access to actively managed, risk profiled portfolios at a competitive cost and keep more of their money invested
Model Portfolio Service on Platforms
Why choose our Model Portfolio Service
Our MPS investment approach combines direct holdings with the efficiency of three building blocks. Each focuses on a different role within the portfolio, providing liquidity, driving equity-type returns and adding diversification to help smooth the journey. This structure means we can:
- Access a broad investment universe, including direct equities, bonds and specialist assets, not just third-party funds.
- Deliver full portfolio look-through, so you and your clients can see exactly what’s held, down to the individual security and percentage weighting.
- Avoid unnecessary fund layering, helping to keep costs low.
- Respond quickly to market changes, with the ability to act decisively when opportunities or risks arise.
- Apply a robust investment governance process to every decision, supporting consistent outcomes across all risk-rated model portfolios.
- Designed to offer cost efficiency, transparency and flexibility within the discretionary fund manager market.
Benefits for your business
- Proven investment governance process. Our risk-rated model portfolios are built and monitored by our experienced multi-asset investment team, using independent investment research to inform decisions.
- Fast, informed decisions. Direct access to markets allows us to act quickly on opportunities or risks, without waiting for third-party fund managers.
- Full transparency. See every underlying holding and allocation, making it easier to meet Consumer Duty and support suitability conversations.
- Comprehensive adviser support. From our portfolio managers to our dedicated distribution team, we work alongside you. We’re here to answer client queries, share insights and listen to your business needs – whether it’s helping position our risk profiled portfolios in your advice process or providing portfolio performance reporting to help strengthen client trust.
Benefits for your clients
- Clear, transparent portfolios. Clients can see exactly what they own and how it’s performing through our regular portfolio performance reporting, making it easier to understand and trust.
- Competitive cost. With no DFM fee, no VAT and an OCF capped at 0.50%, more of their money stays invested, helping them pursue their chosen risk strategy investment, whether that’s a medium risk investment strategy or a high growth investment strategy.
- Actively managed for their goals. Portfolios are risk profiled and reviewed regularly, aiming to deliver the capital appreciation strategy or income objectives you’ve agreed with them.
- Independent investment research behind every holding. They benefit from the insight of our award-winning multi-asset team and the depth of our professional investment services.
Our purpose-built LED risk framework
How is our Model Portfolio Service managed?
At the core of the Rathbones MPS is our purpose-built LED risk framework. Each portfolio is constructed using three dedicated funds, each fulfilling a specific role in managing risk and delivering long-term outcomes:
Rathbones LED (L)
Liquidity provides stability and flexibility, helping manage short-term cash needs. Examples include cash, short-dated government bonds and high-quality investment-grade credit.
Rathbones LED (E)
Equity-type risk drives long-term growth through stock market exposure. Examples include
global equities, listed infrastructure and higher yielding corporate bonds.
Rathbones LED (D)
Diversifiers are included to help smooth returns by behaving differently to equities in changing markets. Examples include gold, structured products and alternative strategies to reduce volatility.
MPS resources for financial advisers
Model Portfolio Service resources
Model Portfolio Service for advisers
Model Portfolio Service for clients
Please note all performance data, factsheets and reporting will be updated to include the updates to the enhanced service in October, in line with reporting dates.
MPS frequently asked questions
Investing in Rathbones MPS
How to access Rathbones MPS
We’re proud that the Rathbones MPS is available on a wide range of the UK’s leading adviser platforms. This means you can access our risk-profiled portfolios without changing your existing business relationships, making implementation simple and efficient. Available platforms include:
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Read our MPS insights
Insights
Want to speak to someone?
It all starts with a conversation. To find out more about our enhanced Model Portfolio Service, simply fill out the form below and a member of our dedicated adviser support team will be in touch.