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Michael Cumberlidge

Last Updated: March 20, 2026

Michael is the Equity Investment specialist embedded across the five Rathbones equity strategies. This includes two UK focused strategies; the Rathbones Income fund and UK Opportunities fund as well as two Global funds; the Greenbank Global sustainability fund and Global opportunities fund and our recently launched Asia fund. He joined Rathbones in October 2016 and brings 14 years of financial services experience. Michael previously worked as a specialist on the sales team focused on Rathbones ethical and sustainable products and services.
Articles

Spring Statement 2026: What it means for your clients financial planning

Last Updated: March 20, 2026

The Spring Statement 2026 was designed to provide stability, aiming for predictability at a time when global events have been anything but predictable. While Chancellor Rachel Reeves avoided major tax or spending changes, households and investors are already feeling the effects of rising geopolitical tensions, renewed inflation concerns, and uncertainty about interest rates.

  • Financial Adviser Insights
Articles

Offshore bonds explained: how they work and how they can support your clients tax planning

Last Updated: March 20, 2026

Many UK investors reach a point where their Individual Savings Allowance (ISA) and pension allowances no longer offer enough room for long-term planning. When that happens, if they've already opened a general investment account (GIA), an offshore investment bond can be a helpful next step. It offers a tax‑efficient structure, flexibility around how and when gains become taxable, and options that can support family wealth and estate planning.

  • Financial Adviser Insights