Why choose Rathbones?
Our financial planners can help guide you to the retirement you want, giving you confidence about the lifestyle you can maintain and how you can realise your life goals - whatever they may be. We’ll cover everything from tax efficiency and pension reviews, through to cashflow analysis that forecasts your income and expenditure over time. Our retirement planning service gives you a flexible blueprint for your future.
Income drawdown
Instead of using your pension pot to buy an annuity paying a regular income for your retirement, a flexible option for retirement is keeping your pension pot invested and drawing it down over time. Done carefully, this can provide an income to live on while retaining the chance that you will have pension savings left over when you die to pass on to your loved ones.
Pension planning
The rules around how much you can save in your pension, how it’s taxed and what happens to it once you pass away can change often. Getting regular, expert advice from our specialist retirement planners helps you navigate the latest twists and turns, setting you on the right road for your personal circumstances.
Self-Invested Personal Pensions (SIPPs)
A SIPP offers you the personalisation and flexibility you might need in your retirement planning. It has the tax advantages of a standard pension plan while offering a far wider scope of investment.
See how Retirement Planning could benefit you
Our expert financial advisers can help you plan your ideal retirement. Please get in touch to discuss for an initial complimentary consultation today.
Let us answer your initial questions
