“One man’s rubbish is another man’s treasure” takes on a more literal meaning for the waste industry that’s responsible for dealing with our throw-away culture. If you rummage through your own cast-offs, it’s easy to spot the obvious treasure: materials like plastic, glass and cardboard which can be collected, sorted, and resold at a profit to companies who can recycle and reuse them in their products and packaging.

There’s nothing more irrational and banal than a new year refresh. But we all instinctively do it, so head of multi-asset investments David Coombs took the time to review the prospects for AI and healthcare.