Talk to our team about your goals, and together we will explore the different approaches and solutions that might be right for you.
What is wealth management?
Wealth management combines the benefits of both our financial planning and investment management expertise. It is a comprehensive and personalised solution for those needing support in both areas.
While it’s possible to access either service on its own, combining the two enables us to take a more integrated approach to managing your wealth, giving you the reassurance that you’re in safe hands across all aspects of your finances.
For this combined service, we recommend you have £500,000 of investable assets. That includes any pensions, investment accounts, cash, and investment properties.
What are the benefits of wealth management?
Combining financial planning and investment management
Each client is unique in their aims – and our service reflects this. We can draw on the extensive expertise of our specialists across two distinct areas: financial planning and investment management.
Financial planning
Need help reorganising your finances and planning for the future? Financial planning will help you understand your life-long financial goals. They will work on a plan which looks at all aspects of your finances: retirement; tax-efficiency; inheritance; or protecting your wealth against the unexpected.
What are our fees and charges?
Once we have understood your individual circumstances more fully, we can explain our fees in more detail. Typically, you will not be charged for initial conversations and fees will only be incurred when you have decided to work with us.
You can request a full schedule of charges for the service you want when you talk to our team.
How it works
Explore your options
Make informed decisions
Depending on your needs, you can get a personalised financial plan for retirement, tax-efficient structuring, inheritance, and protecting your wealth against the unexpected.
Build the right portfolio
Your team will give you a personalised proposal for your investments, including how much risk you are comfortable taking, and the investment vehicles to use.
Sustain your results
We will talk to you regularly about your portfolio so we can continue to make adjustments as your circumstances or the markets change.
Investment management vs. wealth management – what's the difference?
It can sometimes be easy to confuse financial services terms. When talking about investment and wealth management, the simple difference is that one is a part of the other.
Investment (or portfolio) management forms part of a broader wealth management strategy. It involves making recommendations or decisions that help to grow the value of an investment portfolio. Your portfolio can include a mix of assets such as stocks, bonds and other financial instruments. It's important to remember that all investments carry risk and returns are not guaranteed, you could lose some or all of your investment.
This can feed into your wealth management plan, depending on your life goals. It could be one aspect of a tailored strategy to grow your income now or in later life. And you could benefit from this in conjunction with other areas of financial planning, such as inheritance tax planning.
