Discover our range of wealth management, financial planning and investment services. We get to know our clients and tailor our offering to meet their specific needs.
About Rathbones & Investec’s strategic partnership
We began our partnership with Investec Bank plc in 2023, combining our wealth management expertise with Investec’s full-service banking capabilities. Investec is a distinguished international bank with deep roots in the UK and South Africa, offering private, corporate and investment banking services across the UK and internationally.
If you’re already a Rathbones client and you’re interested in Investec’s suite of services, we ensure a seamless way to get started. You’ll continue to work with people you trust while gaining access to a broader range of solutions designed to help you achieve your financial goals.
Investec helps you build your wealth, and we can help you maintain and grow it.
Private banking for individuals
Private banking services
Investec caters to a select group of clients who have a minimum annual income of £300k, a net worth exceeding £3m and are resident in the UK.
Investec’s goal is to provide you with a unique, efficient, and personalised banking experience that goes beyond traditional services.
From private bank accounts to mortgages, foreign exchange and savings, Investec offers a comprehensive range of financial solutions tailored to your needs. They understand that success means something different to everyone, which is why they are committed to providing services that are designed for you.
At the core of Investec’s exceptional service is a dedicated private banker who is eager to get to know you and your unique banking requirements. They bring their expertise, experience and initiative to their work, ensuring that they are fully invested in building a long-term relationship with you.
Transactional bank accounts
Investec offers private banking tailored to your everyday banking and foreign currency needs.
They provide a range of premium banking services including bank accounts, foreign exchange accounts and flexible savings accounts.
Savings with Investec
Investec offers a one month and three month notice account as well as instant access accounts in 15 major currencies, designed to help you achieve your financial goals.
Investec private bank savings accounts are overseen by your private banker, but can also be managed by you via Investec Online or the Investec App.
Foreign exchange
Investec understands the significance of seamless banking and effective currency management.
Investec clients often receive funds in foreign currencies, such as salaries or bonuses, so their foreign exchange (FX) services are designed to help you efficiently manage your currency exposure.
Whether you are looking to transfer funds through currencies or want to secure the exchange rate on incoming funds, Investec’s dedicated team of private client FX dealers are here to help you secure your rate ahead of time, efficiently and effectively, making use of multiple FX products and services, including:
- Spot
- Hedging solutions via forward contracts and open forward contracts
- Call orders
- Market orders
Lending
Mortgages from Investec are truly unique, tailored to your specific needs and circumstances. Whether you require a mortgage within a short timeframe or are looking to grow your property portfolio with a buy‑to‑let investment, Investec’s private bankers are here to guide you every step of the way.
Portfolio loans from Investec provide a swift, flexible and cost‑efficient way to borrow against your Rathbones‑managed investments.
Investec also specialises in lending against assets predominantly located within the UK and Channel Islands. Their bespoke solutions are tailored to meet your individual structural requirements, whether it be through a trust, company or as an individual.
Treasury & Risk, Lending, and Advisory
Corporate banking for business owners
More about Rathbones
Who we help
We help clients with a range of complex circumstances to invest well so that they can focus on what matters.
About Rathbones
From humble beginnings in the 1700s to the FTSE-listed Rathbones you see today, our motivation is simple: to help more people invest well, so they can live well.
Speak to your usual Rathbones contact, or fill out this form