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New tax year planning
Last Updated: April 7, 2026
Maximise your tax allowances to minimise your tax toll. Every pound saved today can work harder for you tomorrow.
How to maximise your allowances before the end of the UK tax year
Last Updated: April 7, 2026
Make sure you’re not paying more tax than necessary by using your annual allowances effectively. Every pound you save in tax is a pound that can stay invested, compound, and grow your wealth for the future.
Top tax‑efficient planning considerations as you near retirement
Last Updated: April 7, 2026
Tax efficiency becomes increasingly important as you prepare for and begin drawing on your retirement savings. Making the right choices could help you reduce unnecessary tax bills and thereby significantly extend the life of your wealth and potentially help pass on more to loved ones.
Chris McLaughlin
Last Updated: April 7, 2026
Chris joined Saunderson House in 2015 as part of the graduate trainee programme and is part of Rathbones Financial Planning following the acquisition of Saunderson House in October 2021. Chris holds Chartered Financial Planner status and is a Fellow of the Personal Finance Society. He provides holistic financial planning to a wide range of clients, advising on tax-efficient investing, pension/retirement planning and passing wealth onto future generations.
Scott Ferguson
Last Updated: April 7, 2026
Scott is an Assistant Investment Manager in the London Investment Management team at Rathbones. Having graduated from Heriot-Watt University with an MA (Hons) degree in International Business Management, he completed an MSc in Real Estate: Investment and Finance prior to joining Rathbones in 2018.
Scott is a Member of the Chartered Institute for Securities and Investment (CISI), he has completed his Investment Advice Diploma and obtained the PCIAM certificate.
Business owners and entrepreneurs - it pays to review your tax planning
Last Updated: April 8, 2026
The end of a tax year is more than just a formality.
It’s one of the key moments each year to review your planning. It’s an opportunity to make sure you’ve used available allowances, checked that your current approach is still appropriate, and considered how upcoming tax changes may affect you.
Senior Financial Planning Director Adebola Babatunde shares some of the key points he discusses with clients throughout the tax year, to ensure a smooth end to the tax year. These points are general in nature and may not apply in every situation, as the right approach will depend on your personal and business circumstances.
Rathbone Greenbank Global Sustainability Fund ISA application Form (S-Class) 2026/2027
Last Updated: April 8, 2026
Single Strategy ISA application form (I-Class) 2026/2027
Last Updated: April 8, 2026
Rathbone Greenbank Global Sustainable Portfolios ISA application Form (I-Class) 2026/2027
Last Updated: April 8, 2026
Multi-asset ISA application form (S class) 2026/2027
Last Updated: April 8, 2026
Rathbone Greenbank Multi-Asset ISA application form (S class) 2026/2027
Last Updated: April 8, 2026
Energy reset
Last Updated: April 9, 2026
Higher demand clashes with more fragile supply