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What the 2027 rule changes mean for your pension and inheritance planning
Last Updated: March 10, 2026
Every so often, a change in legislation comes along that asks us to pause and reassess the fundamentals of financial planning. The government’s decision to include unused pension funds within inheritance tax (IHT) from 6 April 2027 is one of those moments. If you’ve seen headlines or heard snippets in the news, you may be wondering what this means for your retirement plans and the wealth you hope to pass on.
Joint tax planning: how couples can be financially stronger together
Last Updated: March 10, 2026
“Better together” is a phrase often used lightly, but when it comes to couples and their finances it couldn’t be more accurate. As Ryan Jackson, Associate Financial Planning Director at Rathbones, explains, simply using the tax allowances and reliefs already available to two people can create a genuinely meaningful boost to long‑term wealth. For many couples, the difference can be life‑changing.
Tax planning in 2026: Key insights for lawyers and accountants
Last Updated: March 10, 2026
Tax planning matters at every career stage, but for lawyers and accountants the stakes can rise quickly as earnings grow. The right decisions could help you keep more of what you earn, ease cash‑flow pressures and build long‑term financial security.
Business owners and entrepreneurs - it pays to review your tax planning
Last Updated: March 10, 2026
Tax year end is more than just a formality.
It’s one of the key moments each year to review your planning. It’s an opportunity to make sure you’ve used available allowances, checked that your current approach is still appropriate, and considered how upcoming tax changes may affect you.
Senior Financial Planning Director Adebola Babatunde shares some of the key points he’s been discussing with clients as the end of the tax year approaches. These points are general in nature and may not apply in every situation, as the right approach will depend on your personal and business circumstances.
Understanding capital gains tax - how to reduce liabilities and keep more of your wealth
Last Updated: March 10, 2026
Managing your investments effectively means understanding capital gains tax (CGT) and how planning can help you keep more of your wealth. And every pound saved in CGT today could be a pound of compounding toward your wealth tomorrow.
Your tax year end checklist for 2025/2026
Last Updated: March 10, 2026
Keep more, grow more. Every pound saved from tax today is a pound compounding tomorrow. Make sure you’re optimising your finances for tax purposes with our useful tips.
How to maximise your allowances before the end of the UK tax year
Last Updated: March 10, 2026
Make sure you’re not paying more tax than necessary by using your annual allowances effectively. Every pound you save in tax is a pound that can stay invested, compound, and grow your wealth for the future.
Navigating the 60% ‘tax trap’ – any savings today could grow more wealth for tomorrow
Last Updated: March 10, 2026
For higher earners, smart, early tax planning can play a crucial role in helping you keep more of your wealth. Working with a financial planner can simplify the process and ensure your strategy aligns with your long‑term goals. Every pound you save today is a pound that can help you build wealth in the future.
Family Investment Companies: how they can support long-term tax-efficient planning
Last Updated: March 10, 2026
Family Investment Companies (FICs) have become an increasingly popular option for ultra-high net worth families who want a structured, flexible way to pass on wealth while keeping control over how it’s managed. As more people look for long-term, tax‑efficient ways to plan for the future, FICs offer an approach that sits between personal investing and traditional trusts. But what exactly are they, and who might they be right for?
Taking tax-free cash from your pension in a changing tax landscape
Last Updated: March 10, 2026
For many people approaching or already in retirement, tax-free free cash from pensions has long offered a valuable source of flexibility – saving tax today that can help compound your wealth in the future. From April 2027, most pension funds will be liable for inheritance tax, making it all the more important to think carefully about the timing and structure of withdrawals.
Money tips for Gen Z: Getting your finances ready for the new tax year
Last Updated: March 10, 2026
For many members of Generation Z, life is moving quickly. You may be starting your career, navigating rising living costs, or saving for your first major milestones. These are big moments, and they all rely on the same foundation: healthy financial habits.
How government bonds can support long-term, tax‑efficient financial planning
Last Updated: March 10, 2026
Government bonds have been getting more attention lately, and with good reason. For many people, they may hold an underappreciated role in building long‑term, tax‑efficient wealth. Yet they’re often overlooked in favour of equities, cash, or the latest investment trend. So, could they really form a quiet cornerstone of thoughtful financial planning?