Last Updated: June 5, 2026

The one thing we know about regulatory change is that there’s no final chapter. The changes we’re seeing today, and those that are coming, are direct descendants of what’s come before whether it was the Retail Distribution Review, Consumer Duty or Pensions Freedoms.

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Last Updated: June 5, 2026

We caution against too much caution, as we weigh up the risks posed by the Iran war and the growth of AI.

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