Filters
The housing shortfall
Last Updated: September 30, 2025
If housing wealth were used to provide an income in retirement, researchers calculate that the savings gaps, discussed in our previous article, could be halved. But few retirees draw on property wealth today, while home ownership rates are falling.
The savings shortfall
Last Updated: September 30, 2025
Numerous studies have predicted a large retirement ‘savings gap’ — the shortfall in current or projected pension provisioning from a benchmark level of retirement income. The figure of 70% of pre-retirement income has become the heuristic benchmark, often termed a 70% ‘replacement rate’. Though sometimes criticised for arbitrariness, it is actually supported by the economic and social science literature since the 1960s (Modigliani 1966).
Austerity is not coming to an end
Last Updated: September 30, 2025
At best, austerity won’t get any worse.
Rathbones sponsors a new guide on sustainability
Last Updated: September 30, 2025
The Environmental Association for Universities and Colleges (EAUC) has launched a new guide that highlights the business benefits of sustainability and explains why it is key to the success of higher education institutions.
A long road to recovery has investors wondering if the end is nigh
Last Updated: September 30, 2025
It’s been 10 years since the defining moment of the global financial crisis — when Lehman Brothers filed for bankruptcy and employees piled out of its headquarters on Wall Street with their personal belongings. Following a swift response and extraordinary measures from policymakers, the US economy pulled out of The Great Recession in June 2009 — and it hasn’t looked back since.
A brighter, more female future for entrepreneurs
Last Updated: September 30, 2025
The past 18 months have been monumentally important for women around the world. The women’s suffrage movement turned 100, #metoo continues to transform gender equality and figures on the gender pay gap revealed that many women are still being short-changed in the workplace. These forces are driving great advancements for women, in their personal lives and also at work, and women’s entrepreneurship is surging in the UK.
Entrepreneurship is moving in the right direction
Investment Insights Q4 2018
Last Updated: September 30, 2025
In this issue, we mark 10 years since a pivotal moment of the financial crisis, when employees at Lehman Brothers gathered their belongings and filed out onto Wall Street. In today’s climate, with the UK in the midst of Brexit negotiations and escalating trade tensions between China and America, it is easy to feel apprehensive about the future.
Keeping the show on the road
Last Updated: September 30, 2025
It’s one of the longest bull runs ever, but that doesn’t mean it will be cancelled any time soon.
The end of the brand?
Last Updated: September 30, 2025
If you’re paying more than double the going rate for branded batteries, what else are you overpaying for?
Millennial Matters
Last Updated: September 30, 2025
Investing in the next generation
How should brands respond?
Last Updated: September 30, 2025
Faced with this radically evolving landscape, are the major branded consumer goods companies doomed to irrelevance and terminal decline? Are there strategies they can adopt to win over younger generations of consumers and stay relevant in the 21st century?
Why millennials matter
Last Updated: September 30, 2025
Expectations from the dotcom boom 20 years ago have come to fruition in disrupted business models and a reshaped society.