Personal injury (PI) and Court of Protection (COP)

Our dedicated Personal Injury and Court of Protection team works closely with clients, families and legal professionals to protect assets and plan for the future.

Whether you’re managing a compensation award or planning for lifelong care, we tailor our services to each client’s unique circumstances – always prioritising dignity, independence and peace of mind.

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Hot air balloons rise up into the sky together

How we can help

Our approach to investment and advice in this area is built on a solid foundation of experience and expertise.

We take time to meet with clients, their families and professional advisers to understand their circumstances, needs and objectives. It’s our belief that only by listening to and truly understanding our clients can we create strategies to help meet their long term plans and requirements.

Our team has over 150 years’ combined experience and over this time we’ve built strong relationships with professionals in this area. If matters need resolving outside the scope of investments, we can bring the expertise of this network to offer additional support. We are trusted to manage over £2 billion of personal injury settlements, making us one of the leading specialist investment managers in the UK.

Offices around the UK

Managed by our PI COP team

£2.2bn

Combined team experience

150 years

Choosing a Personal Injury or Court of Protection investment partner

What makes Rathbones different?

Specialist team

With over 150 years of combined experience, the team understands that recipients of personal injury awards are not ordinary investors. We recognise the legal, emotional, and financial complexities involved when investing a compensation award and are trusted to manage over £2bn of funds.

We offer bespoke investment strategies that prioritise preservation of capital and long-term financial security. In addition, we can assist with tax management, ethical investing, cashflow modelling and periodical payment checks.

The team believes in building strong relationships with clients, their families and professional teams. Our clients receive a personal, face to face service from their dedicated investment manager.

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Strong history

Rathbones was established in 1742 and is proud to remain an independent company with our shares listed on the stock market. Our 280 year history provides peace of mind for clients by having their money managed by one of the UK’s largest and longest established investment managers with over £100bn under management*.

*As at October 2025

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Research capability

We benefit from an experienced and well-resourced research team who generate investment ideas by exploring the main forces driving the global economy and their implications for the future. We carefully build our investment portfolios around a structure that combines clear guidance with genuine flexibility. This allows us to anticipate future needs and respond in the moment to both opportunities and challenges.

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Transparent fee structure

Our fees are simple, clear and fair with no hidden dealing charges or exit charges. For our bespoke portfolios, we offer a capped fee rate.

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Responsible business

Responsible investment is key to our thoughtful and active approach to investment. We focus on Engagement with the companies we own as well as Environmental, Social, and Governance (ESG) integration to our research process. With this approach, we aim to deliver good financial outcomes and create value for our clients. We also make a positive contribution to society as responsible stewards of our clients’ investments.

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Individuals responsible for Personal injury and Court of Protection clients

Meet our team of experts

Chris Gardner

Investment Director – Head of Personal Injury & Court of Protection team

Adam Lowe

Investment Director

Amy Kirby

Investment Director

Harpal Sra

Investment director

Ian Davies

Assistant Investment Manager

Kat Harrington-Milne

Investment director

Neil Hardman

Investment director

Nik Mir

Investment director

Paul Sayers

Financial planning director

Stuart Martin

Investment director

Stuart Milne

Investment Director

Tim O'Sullivan

Investment Director

We are proud to partner with these organisations

Our charitable partnerships

The logo of the Child Brain Injury Trust

The logo of the Brainwave charity

Lay Deputy testimonial

I have found Rathbones’ financial planning team to be invaluable in helping to forecast future needs and to support applications to the Court. I would not hesitate to recommend them.