Rathbones Reserve offers you bespoke financial advice and portfolio management to fit today’s needs and tomorrow’s aspirations. We take time and great care to listen to your circumstances and present curated solutions to help reach your objectives.
Our holistic approach to managing your wealth enables us to provide you with an overarching plan for the future. And while your circumstances and objectives may change over time, our commitment to helping you grow, protect and preserve your wealth from generation to generation remains constant.
You will have direct access to a team of wealth management experts who will personally manage your affairs. And our independence from other financial providers ensures that the service we offer is never tied to any manager, asset class or investment style — creating unconstrained opportunities.
WHAT WE DO
Rathbones Reserve is a highly individual wealth and investment management service, curated for clients with significant assets and complex requirements.
Our expert teams harness the full range of Rathbones services to demystify complex needs and offer clear, refined solutions. Whether working alongside your existing team of professional advisers or managing every aspect in-house, we adopt a holistic approach and offer you access to the dedicated investment management, lending, financial planning and trust services of Rathbones and our external partners.
Our approach is advisory driven with the focus on securing long-term trusted relationships with our clients and partners.
FINANCIAL PLANNING AND TAX
INDIVIDUAL WEALTH MANAGEMENT
SUSTAINABLE INVESTMENT AND PHILANTHROPY
TRUST AND LEGAL SERVICES
OFFSHORE EXPERTISE
*This service is not regulated by the FCA
**This service is not regulated by the FCA
***Regulated by JFS
Our clients
FAMILIES
ENTREPRENEURS
SENIOR CORPORATE EXECUTIVES
PROFESSIONALS
International private client services
INTERNATIONAL TRUST COMPANIES
INSIGHTS
Review of the week: Uncertainty spreads
Central bankers in the US and UK decided interest rates shouldn’t go higher in September; bond investors disagreed.
6 mins
Get financially fit for retirement on-demand
Everyone has questions about their retirement. How much will I need to save? When can I start drawing an income and how much will I get? Is my pension pot big enough?
1 min
Quarterly Investment Update video Q4 2023
In hindsight we underestimated the resilience of the global economy in 2023 and could have advocated taking more risk. But as Rathbones’ Co-CIO Ed Smith explains in this video, global earnings have been falling since January and equity markets have been largely driven by sentiment.
1 min
Quarterly Investment Update Q4 2023: Entering the midnight zone
The darkest hour for economic indicators is still approaching; then comes the dawn.
11 mins
OUR TEAM
Ian Dembinski
Head of client development
Ian Dembinski
Head of client development
London
My team’s role is to ensure our clients’ needs are met by Rathbones’ full range of financial planning and investment management solutions.
We deliver this service by drawing on expert professionals within Rathbones who have extensive experience of supporting clients across a very wide spectrum of requirements. These often vary according to life stage, quantum of wealth, particular areas of interest such as responsible investment and perhaps planning for the future well-being of their families.
We create bespoke solutions to each client’s circumstances, we are advisory driven rather than looking to sell products and put the clients’ needs first rather any internal profit motive.
All of this can be delivered close to our clients’ homes as we can draw on 14 offices across the UK and Jersey ensuring proximity to our local professionals.
My team’s role is to ensure our clients’ needs are met by Rathbones’ full range of financial planning and investment management solutions.
We deliver this service by drawing on expert professionals within Rathbones who have extensive experience of supporting clients across a very wide spectrum of requirements. These often vary according to life stage, quantum of wealth, particular areas of interest such as responsible investment and perhaps planning for the future well-being of their families.
We create bespoke solutions to each client’s circumstances, we are advisory driven rather than looking to sell products and put the clients’ needs first rather any internal profit motive.
All of this can be delivered close to our clients’ homes as we can draw on 14 offices across the UK and Jersey ensuring proximity to our local professionals.
Melanie Wotherspoon
Head of Professional Intermediary Business Development
Melanie Wotherspoon
Head of Professional Intermediary Business Development
London
Melanie joined Rathbones in 2014 after spending the previous seven years at Jupiter. Prior to that, she was at Baring Asset Management, Deutsche Morgan Grenfell and EY. She gained international experience working for HSBC in Hong Kong, San Francisco and Mumbai. Melanie is a Chartered Accountant, has a degree in Systems and Management from City University, London and is a Chartered Member of the CISI. She is both a trustee and member of the Investment Committee for the Francis C Scott Charitable Trust that commits over £1m a year to areas of deprivation in Cumbria and North Lancashire. Melanie is also a member of the Worshipful Company of Chartered Accountants.
Melanie joined Rathbones in 2014 after spending the previous seven years at Jupiter. Prior to that, she was at Baring Asset Management, Deutsche Morgan Grenfell and EY. She gained international experience working for HSBC in Hong Kong, San Francisco and Mumbai. Melanie is a Chartered Accountant, has a degree in Systems and Management from City University, London and is a Chartered Member of the CISI. She is both a trustee and member of the Investment Committee for the Francis C Scott Charitable Trust that commits over £1m a year to areas of deprivation in Cumbria and North Lancashire. Melanie is also a member of the Worshipful Company of Chartered Accountants.
Jake Wellesley-Smith
Client development director - North
Jake Wellesley-Smith
Client development director - North
Kendal
Jake joined Rathbones in 2020. He spearheads the client development activities across the North of England and the Midlands, delivering discretionary portfolio management services to private clients, charities and trusts. He is also responsible for developing and managing intermediary relationships.
Jake started his career in finance at Lombard Street Research before moving into the private client investment world with Border Asset Management in Cumbria. He joined Rathbones after 7 years working for Aberdeen Standard Capital (formerly Standard Life Wealth) following the acquisition of Newton Investment Management's private client arm in 2013.
Jake is a member of the Chartered Institute for Securities and Investment.
Jake joined Rathbones in 2020. He spearheads the client development activities across the North of England and the Midlands, delivering discretionary portfolio management services to private clients, charities and trusts. He is also responsible for developing and managing intermediary relationships.
Jake started his career in finance at Lombard Street Research before moving into the private client investment world with Border Asset Management in Cumbria. He joined Rathbones after 7 years working for Aberdeen Standard Capital (formerly Standard Life Wealth) following the acquisition of Newton Investment Management's private client arm in 2013.
Jake is a member of the Chartered Institute for Securities and Investment.