Saving for retirement

The earlier you start planning, the more flexibility you’ll have in retirement.

Our financial planners can help you define your goals and build a personalised plan that adapts as your life changes to help turn your dream retirement into reality.

Three people sitting together on a sofa at home, representing conversations about future goals and the importance of saving for retirement

Start saving today to help secure financial freedom in the years ahead

Planning for retirement and saving early helps you build a stronger, more resilient financial foundation for the future. The sooner you start, the more time your money has to grow, helping you stay ahead of rising costs and giving you greater control to shape the retirement you dream of. Early action not only enhances long‑term security but also gives you confidence and flexibility as you plan for the life you want.

It's important to remember that when you invest your capital is at risk and you could get back less than you invested.

Tips to maximise your retirement savings

Start early

Starting early gives you more flexibility, but it’s never too late to take control of your financial future. We’ll help you build a plan that supports your goals as they evolve over the years ahead.

Maximise your contributions

Whether you have a workplace or personal pension, maximise your contributions to build your retirement pot– especially if your employer will match your contributions. Use salary sacrifices, pay in bonuses and adjust your contributions as your salary grows.

Invest for growth

With a longer investment horizon, younger savers can typically afford to take on more risk, potentially boosting returns down the line.

Frequently asked questions

Here are some of the most common questions we hear from clients who are saving for retirement.

What clients say about our service

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If you need immediate assistance, please don't hesitate to call our Helpdesk at 0800 151 3355. We're available Monday to Friday, from 8am to 6pm (excluding bank holidays), and we're here to help with any questions or issues you may have.

If you're interested in registering for MyRathbones, please reach out to your investment manager directly or read more about the platform here.


If you are an existing client, please contact your investment manager or financial planner directly to address your query or visit ⁠our people page to find their details.

 

Retirement planning insights