Legacy and inheritance tax planning insights

Inheritance tax has quietly become the defining financial consideration for senior executives.

Preparing for a first inheritance tax planning conversation? Use our seven-step framework and checklist to work out what to bring, what to think about, and what to ask at your first inheritance tax planning conversation.

Use our seven-part estate-planning checklist to see how your will, trusts, pensions and financial plan fit together, and spot gaps to raise with your advisers.

Give money or property away during your lifetime and it usually isn't taxed at the time. But it isn't necessarily out of reach of inheritance tax either. Here's how the seven-year rule decides what happens next, and what it could mean for the people you give to.

Helping a child or grandchild financially can make a real difference. Here's how to decide what you can afford, what kind of gift suits them, and where inheritance tax fits in.

How much can you give away without inheritance tax? A clear guide to UK gift allowances, exemptions, the seven-year rule, and the records your executors need.

Thinking about a living inheritance? Weigh up the potential benefits and risks of passing wealth on earlier, while protecting your own long-term financial security.

If your family's wealth spans generations, a business, property, or more than one country, a will on its own is unlikely to tell the whole story. Good estate planning brings it all together, so your wishes, your assets, and the way they're owned all point in the same direction.

Talking about money, and what happens to it after you're gone, can feel uncomfortable. But a few open conversations now, and some simple planning, can make passing on wealth easier and more rewarding for everyone involved.

The Great Wealth Transfer is about responsibility as well as assets. Find out what it means for UK families, and how to prepare the people and the plan.

How affluent households are navigating retirement, resilience, and legacy.

Many UK investors reach a point where their Individual Savings Allowance (ISA) and pension allowances no longer offer enough room for long-term planning. When that happens, if you’ve already opened a general investment account (GIA), an offshore investment bond can be a helpful next step. It offers a tax‑efficient structure, flexibility around how and when gains become taxable, and options that can support family wealth and estate planning.

Every so often, a change in legislation comes along that asks us to pause and reassess the fundamentals of financial planning. The government’s decision to include unused pension funds within inheritance tax (IHT) from 6 April 2027 is one of those moments. If you’ve seen headlines or heard snippets in the news, you may be wondering what this means for your retirement plans and the wealth you hope to pass on.

Business Property Relief (BPR) can play an important role in inheritance tax (IHT) planning, particularly for business owners and investors in UK growth companies. It can reduce the value of certain business assets for IHT purposes, helping more of an estate pass to the next generation.

Chancellor Rachel Reeves delivered a much-anticipated Budget - we break down the measures announced and what it all means for your finances.

Whatever your views on IHT, it needs thinking about – all the more because the UK is in the top ten of countries with the highest inheritance tax rates in the world. The inevitability of this tax for many families makes good estate planning a must.