Article last updated 18 June 2026.
Today’s retirees are facing a more complex and emotionally driven journey than previous generations. As expectations evolve, financial advice must go beyond technical planning to provide both financial and emotional reassurance throughout retirement.
In this session we explore how advisers and investment managers can work more closely together to deliver more personalised, client-centric support. The session highlights how stronger collaboration can help clients transition into retirement more smoothly, while also addressing the emotional realities of drawdown, market volatility and life after work.
You’ll also gain insight into how the advice profession is evolving, including the importance of diversity in adviser relationships and its role in delivering more relatable client experiences.
Watch the recording to gain practical insights into supporting clients through every stage of the retirement journey.
3 mins
Later life planning is becoming more complex for clients. Rising care costs, evolving pension rules and potential inheritance tax changes mean advisers need a clear, joined-up strategy. This article outlines the key considerations around retirement readiness, pension contributions and life beyond retirement, helping IFAs support better long-term outcomes for clients and their families.
4 mins
Retirement planning has become fundamentally more complex in recent years. The shift away from defined benefit schemes, the growth of flexible drawdown, and longer life expectancies have all increased the burden on advisers to deliver sustainable, well-governed income strategies.
1 min
For three decades, William Bengen’s 4% rule has shaped how advisers and retirees think about sustainable withdrawals. Originally published in 1994, the rule suggested that a retiree could withdraw 4% of their portfolio in the first year (gross of fees), increase that amount with inflation, and reasonably expect their funds to last 30 years. But does that guidance still hold in 2026? Recent research and Bengen himself suggest it may no longer be the optimal starting point.
5 mins
Pension drawdown gives clients flexibility over how and when they take income, while keeping their capital invested for the long term. For advisers, the challenge is balancing clients’ income needs today with income sustainability tomorrow.
