Financial planning

It is reassuring to know you have a clear plan for the future. Financial planning can help you organise your finances to make the most of your money and avoid situations you may not have anticipated.

Our in-house financial planners are experts at thinking ahead and have long-standing experience of advising individuals, couples and families, companies and trusts. With their guidance, you can have a strategy for whatever life brings.

It is never too soon to plan for later on. By getting you to focus on the lifestyle you want, the income you will need and who might be depending on you, planning can help you and your investment manager to set your investment goals.

It gives you peace of mind to know that you have retirement covered, and can help children and grandchildren with expenses like school and university fees and buying a home.

Planning can also help you understand how choices available to you now may limit what you can do in the future. Pensions is just one area where rules are changing all the time. You need to know how the rules affect you before you put money into a pension, or take it out.